Money thoughts …

KIPAX said:
has anyone ever had a major pay out from Ernie?.. in the thousands...£5k upwards ? I ahve only been doing PB a couple of years..

Juts being nosey :)
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Had a few £200 wins. Been in ERNIE since I was a kid, so about 60 years... mind you for most of those years it was only £2. Been a "proper" user since 2019.

My mum used to say that her father-in-law won £10,000 - "Bloody typical!" she would add, "He didn't even need the money".
 
KIPAX said:
has anyone ever had a major pay out from Ernie?.. in the thousands...£5k upwards ? I ahve only been doing PB a couple of years..

Juts being nosey :)
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Been doing bonds for about 10 years I guess.

We 'won' £10k last January. Nice surprise scrolling through the prize checker app, £25, £25, £100, £10,000....:cool:

This month, just £275 from our two accounts :(
 
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Major prizes announced today on NS&i website.
 
Me = 0
Her = £100

Her average is just under 4%, Mine is a lot less.
 
Another luckless month here.
I'm going to have to think hard about what to do, had so little over so many months..
 
beyond the blue said:
Technically no. You would also loose 1 months draw, and no doubt that would be the month that you were down for a big win. However if you look at the dates winning bonds were bought a large majority of them were bought in the last 5 years, so maybe worth a go.
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Only had mine 7 months (bar a £2 one I had for years
 
For the first 60 years I got nothing from my 1 pb, but since I put a few grand in a few years back I've had several wins, but nowhere near 4% return.

On pure returns pb are a bad buy at the moment, it's an average 4% IF you're lucky. In a saving account it's a guaranteed return.
 
I was pretty chuffed with my PB winnings recently, the MSE calculator considered me ‘very lucky’ - I’ve never won >£200 in a month however
More fool me when I scrolled further and compared it to a savings account, and also inflation which said I’m basically at nettting out at zero
I guess the thrill of potentially winning £million keeps us all in it
 
Decided to put 1k of bond money into gold coins. I know they are high at the moment but bought for long term, and they are VAT and CGT free.
 
cambsno said:
Decided to put 1k of bond money into gold coins. I know they are high at the moment but bought for long term, and they are VAT and CGT free.
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I cocked up years ago by not buy when low, but the idea that they where going to send a £5K bar in the post put me off.

That was before I told a mate at work that only a mug would buy bitcoin at £1000 :headbang:
 
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Is that 8 months now, nothing!!! I reckon thats 200 or so if interest I have lost!
 
Bad month for us this month, just £100 between two accounts.
 
Ziltch for us both
 
Just to add to this the way the markets are going they may bottom out soon putting money into your pension or shares ISA might be a really good idea.
 
Not sure whats going on.. Was winning every month and now nothign for 3 months :(
 
9 months now and nothing, although have now reduced by amount by 80%
 
Wife £325
Me £0
 
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