Money thoughts …

£400 this month, plus a rise in my works pension, but the taxman now taking a bigger slice so rise not as good as hoped.
 
November,
Me £50
Wife £100
 
£200 which is a nice suprise seeing as i dont have that much in there anymore :)
 
Good Morrow; PBs November.
Me £00
Mrs £75 -- sad face
 
One account zilch, the other £275 for us this month.
 
£275 between us, but, ex miner so my pension fund is getting sizeable funds returned to it , decent second rise this year so happy this month regardless, of course taxman getting a decent share.
 
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Tell you what, give me one more win, £1,000,000, or tell you what, £500,000 and I ask for no more, deal?
 
tijuana taxi said:
Premium Bonds have done ok for me and risk free
One 25 quid win is more than you would get in yearly interest from £15k in an isa
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I think you may need a few more wins £15,000 @ say 4% would produce £600 in interest
 
cambsno said:
First 6 months, nothing - a big fat 0 again!
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I know how you feel, although I've had mine for longer. A few £25 wins to start but nothing in the last 6 months.
Things can only get better as someone once sung..
 
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In 2024 we had a return in the end of 8.36% - mostly down to a good month with a £1000 and £250 numbers coming up. 2025 has not started so well at 0%.
 
£100 + £50 for me which is a decent return as I havent as much in as I once had :)

Strange thing is.. I have less then half what i had pre Oct 2024 and running at about 7% ... before oct with a full house i was getting about 3% .. less is more it seems.... so far :)
 
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PBs January 2025
Me £225
Mrs C £275
Probably our best joint PB result ever !
 
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Quite happy with another (100+50) £150 for my limited amount in there :)

Currently on about 3% return
 
KIPAX said:
with your luck yer better off in a ISA getting 4% or more :)
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Something like £140 or so in lost interest. But have the mindset of a gambler on this, chasing my loses. It has to come in soon - interest would be around £20 a month? So even a £25 prize next month is better than I would earn in an account (as maxed on ISA)
 
cambsno said:
Something like £140 or so in lost interest. But have the mindset of a gambler on this, chasing my loses. It has to come in soon - interest would be around £20 a month? So even a £25 prize next month is better than I would earn in an account (as maxed on ISA)
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As you know it's all down to amount of holding. At least every one of your bonds as the same chance of winning as everyone else's, so you could be a millionaire next month unless you already are.
 
Well after a good start in Jan I scored £0, but the wife lifted £250 so the average is still ok.
 
She can want it all she likes but I'm not sure she's allowed it!!!
 
Me £0
Wife £50

very poor
 
has anyone ever had a major pay out from Ernie?.. in the thousands...£5k upwards ? I ahve only been doing PB a couple of years..

Juts being nosey :)
 
Nothing for me, the wife or the kiddies holdings … fingers crossed for next month.
 
KIPAX said:
has anyone ever had a major pay out from Ernie?.. in the thousands...£5k upwards ? I ahve only been doing PB a couple of years..

Juts being nosey :)
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Never had a big win, held for years.
 
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