candlestick
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I've found that sometimes (my wife's last renewal as an example) that the quoted renewal price can be higher than that from a compare website!
Yep, that happened to me with Post Office insurance last time round. The renewal price was summat like £520 whereas it was coming in at £380 on confused.com. I phoned up the Post Office, and basically got told that price was for new customers, and they wouldn't match it, even though my details were correct.
I am now with HSBC....