I get that a lot, and I always give the appropriate response. I was reading some photographer's interview, and he told his story, he was a guest for dinner at a house and the host lady told him that his pictures are great, he must have a really good camera. He said nothing, but when she brought the dessert, he exclaimed that the cake was great, she must have a really good oven

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To the point of the camera, I took this photo early January 2003 (can't remember the date exactly, it lost somewhere in the process of going through 4 different PC upgrades, but this was taken in Cyprus, hence the weather)
No processing, no cropping, no editing, no nothing. Just resizing. It was my first photo that made me get into photography, because it was the first photo that I got the remark "you are really good at this".
This photo was taken with this
I'm not saying that the photo is amazing, but even after six years, and having camera gear that worths in the thousands of pounds, and I still like that photo.