what a plonker

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JSER

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I have been asked by a chap who was married a week or so back to do a wedding photo book for him.

Whilst he was here he told me about his friend who has just started out on his dream to photography and covered his wedding.

He started his small business with a loan to buy the computer, and cameras, Nikon D700, lenses flash etc.

to be honest looking at the photos I could have done better with an instamatic, anyway, he was visiting another house to quote and prepare for a job, came out and all his gear had been stolen.

FORGOT TO LOCK THE CAR :cuckoo:

Aparently about £5k of gear gone, NO insurance.

1. Why was it in the car when not being used
2. What fools have no insurance
3. Finance :bonk:

He is now working three jobs to pay off the loan for gear he hasn't got.

Lesson 1 insurance
 
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So why gloat as his hard lesson, :( in your opinion his work wasnt great, dont think we should be taking the pee out of other togs that cant defend themselves on here if their not members

agree get insurance, that wont wingle out of paying if your stuff gets nicked whilst in the boot of your car
 
I take it his car insurance wouldn't cover it?

At the end of the day, we all make mistakes. I feel for the guy, and I certainly wouldnt belittle him on the net for it.
 
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costs me about 500 quid a year for my camera insurance and PL cover.. I would still be crying if it all got nicked and god help anyone who thought it was a good story :(
 
Just Dave said:
So why gloat as his hard lesson, :( in your opinion his work wasnt great, dont think we should be taking the pee out of other togs that cant defend themselves on here if their not members

agree get insurance, that wont wingle out of paying if your stuff gets nicked whilst in the boot of your car
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odd jim said:
I take it his car insurance wouldn't cover it?

At the end of the day, we all make mistakes. I feel for the guy, and I certainly wouldnt belittle him on the net for it.
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Jamestphoto said:
must have been pretty gutting , perhaps i should get my insurance sorted ..
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KIPAX said:
costs me about 500 quid a year for my camera insurance and PL cover.. I would still be crying if it all got nicked and god help anyone who thought it was a good story :(
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Harvey_nikon said:
Just feel sorry for the guy tbh.
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:agree:
 
Why is it TP seems to be getting more holier-than-thou of late? The poor guy must be beside himself. Not something to take the mickey out of people for.....

joescrivens said:
What a loser
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I take it you forgot the sarcasm emoticon?....
 
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Then Joe, you've confirmed my suspicions that you are a plank of the highest order with that comment.....
 
A hard lesson to learn. Hope he doesn't make the same mistake again. I'd be gutted :(
 
specialman said:
Then Joe, you've confirmed my suspicions that you are a plank of the highest order with that comment.....
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So what word would you use to describe someone who owns £5,000 worth of equipment, doesn't insure it and then leaves it all in the car with the door unlocked?

A genius? :lol::lol:
 
Surely insurance wouldn't pay out if it was taken from an un-locked car anyway?

I would say lesson 1 would be to lock your car.

Gotta say I agree with majority on here, people make mistakes, not sure I am keen on laughing at their expense.
 
joescrivens said:
So what word would you use to describe someone who owns £5,000 worth of equipment, doesn't insure it and then leaves it all in the car with the door unlocked?

A genius? :lol::lol:
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Someone who has made a mistake and has now paid for it and doesn't need some guy on an internet forum to call him names.

As for insuring it, well he wouldn't have got paid out if he left the car unlocked anyway so at least he saved himself the premiums. ;)
 
fabs said:
Someone who has made a mistake and has now paid for it and doesn't need some guy on an internet forum to call him names.

As for insuring it, well he wouldn't have got paid out if he left the car unlocked anyway so at least he saved himself the premiums. ;)
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Oi, stop copying :p
 
fabs said:
Someone who has made a mistake and has now paid for it and doesn't need some guy on an internet forum to call him names.

As for insuring it, well he wouldn't have got paid out if he left the car unlocked anyway so at least he saved himself the premiums. ;)
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Sorry, disagree.

Leaving your car unlocked is a mistake.

Not insuring £5000 worth of kit is a choice not a mistake. You either insure your equipment or you don't. You don't make a mistake and accidentally not insure it.
 
joescrivens said:
Sorry, disagree.

Leaving your car unlocked is a mistake.

Not insuring £5000 worth of kit is a choice not a mistake. You either insure your equipment or you don't. You don't make a mistake and accidentally not insure it.
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As has been pointed out more than once, the insurance is irrelevant in this case. And yes, not insuring something can be a mistake, don't know where you think "accidentally" fits into it anywhere.
 
fabs said:
As has been pointed out more than once, the insurance is irrelevant in this case. And yes, not insuring something can be a mistake, don't know where you think "accidentally" fits into it anywhere.
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Ok.

Well we aren't going to change each others minds so no point going round in circles. I think anyone who makes a choice not to insure equipment is acting foolishly not making a "mistake" and you disagree. Not much else to say
 
joescrivens said:
Ok.

Well we aren't going to change each others minds so no point going round in circles. I think anyone who makes a choice not to insure equipment is acting foolishly not making a "mistake" and you disagree. Not much else to say
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Acting foolishly can be a mistake. Can you see where I'm going here? ;)
 
joescrivens said:
No.

Anyone who owns that much kit, doesn't insure it and leaves their car open is a fool in my opinion.
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Let hope nothing like this happens to you then.

But I'm sure you've gone through life perfectly without making a single mistake, and I hope you continue to do so.
 
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joescrivens said:
So what word would you use to describe someone who owns £5,000 worth of equipment, doesn't insure it and then leaves it all in the car with the door unlocked?

A genius? :lol::lol:
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Obviously not a genius, but many regular Joes don't recognise that such a high value set of items might not be covered by their house/content insurance, and that they need seperate insurance at all.

I never realised my contents insurance didn't cover me for mobile phone damage when I smashed my iPhone. Does that make me a loser?
 
I am going to upset more people.

I don't feel sorry for many people who still have to be told lock your doors, cancel the papers when you go away, lock your windows when you go out, don't give your bank details to people, dont send off money to people offering you a million in return.

From the earliest days in photography I and many like me surely took and take security seriously.

Think about it, it was on view, not even in the boot, otherwise it would not have been seen and the car would probably not even have been opened.

I have a Grand Scenic, ALL things are placed in the back out of sight, insured and when I am away on hols, or out for the day and leaving my car my gear is locked in a packsafe, not much but yet another deterent.

I have no sympathy for people who bleet abot having something like a car stolen and then saying I only left the car running for a second while I went in the shop for a paper!
 
odd jim said:
Let hope nothing like this happens to you then.

But I'm sure you've gone through life perfectly without making a single mistake, and I hope you continue to do so.
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Whenever I have my kit with me I don't leave it in the car. I also have insurance to cover theft if someone took it from my person.

Like I said. I don't think deciding to not insure your kit and deciding to leave you kit in your car is a mistake. It's a choice.

Not locking your car is a mistake. But the other two things aren't in my opinion. It's just my opinion, and we're all entitled to them last I checked. :shrug:
 
specialman said:
Obviously not a genius, but many regular Joes don't recognise that such a high value set of items might not be covered by their house/content insurance, and that they need seperate insurance at all.

I never realised my contents insurance didn't cover me for mobile phone damage when I smashed my iPhone. Does that make me a loser?
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Well I would argue that I would have checked as soon as I had bought it and made provision to cover it.
 
joescrivens said:
Whenever I have my kit with me I don't leave it in the car. I also have insurance to cover theft if someone took it from my person.

Like I said. I don't think deciding to not insure your kit and deciding to leave you kit in your car is a mistake. It's a choice.

Not locking your car is a mistake. But the other two things aren't in my opinion. It's just my opinion, and we're all entitled to them last I checked. :shrug:
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Yes of course we're entitled to opinions (I've always wondered why people say that when you post something they don't agree with??!) which includes me.

We've all made mistakes and we've all forgotten to lock our cars in the past I'm sure. The poor fella has paid a HUGE price for a minor mistake and I'm sure he's feeling it. Is the penalty relative to the tiny mistake he made? No. It's a very unfair penalty and people should put themselves in his place then see how smug you feel.

And jser, you should practice what you continuously preach once in a while and be more considerate.
 
Kinda reminds of that story the other week where somebody left their bag lying around containing a camera and a few other bits.
The "thief" sent back the memory card containing the images taken by the camera and the other bits, but kept the camera as penance for leaving the bag unattended.
Was that person a loser or just unlucky ?
There are some right self righteous clever ***** in this thread
 
JSER said:
Well I would argue that I would have checked as soon as I had bought it and made provision to cover it.
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Do you check your cover every time you purchase something?
 
I've made errors in the past. Some are accidents but some are me being foolish. Whether you qualify something as an accident or foolishness is your personal opinion.

The times I have acted foolishly I would expect to be called so. I once drove the wrong way up the m5 when I was 17 on my way back from Birmingham. That's wasn't an accident. That was me not paying attention to the route and I deserved to be ridiculed for it.
 
So...

Not actually that good at photography

Took out bank loan to fund his dream

Left his car unlocked

Didn't have his kit insured, not that they would have paid out anyway with it unlocked

then gets £5k of gear nicked


Naive certainly, un-prepared definitely, inexperienced quite probably.
But I still feel sorry for the poor b****r

Lets all get together and kick him in the b*lls, it should be good for a laugh?

I think he's paid enough for his mistake without us putting the boot in too.
 
joescrivens said:
I've made errors in the past. Some are accidents but some are me being foolish. Whether you qualify something as an accident or foolishness is your personal opinion.

The times I have acted foolishly I would expect to be called so. I once drove the wrong way up the m5 when I was 17 on my way back from Birmingham. That's wasn't an accident. That was me not paying attention to the route and I deserved to be ridiculed for it.
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Like you said, yours wasn't an accident.

I'm sure he **deliberately** left his car open.
 
just to mention that even if he'd been insured and locked his car - most policies dont cover theft from an unattended vehicle unless the gear is locked in the boot and the boot is seperated from the passenger compartment by a bulk head.

that said starting a thread crowing about someone's misfortune is tasteless and petty - especially given that the Op is quick to bang on about his own misfortunes in life
 
odd jim said:
Like you said, yours wasn't an accident.

I'm sure he **deliberately** left his car open.
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If you read back I have already said that leaving a car unlocked is a mistake.

Travelling with £5k of uninsured gear at the same time whilst hou do that in my opinion is a choice. I don't see not insuring your equipment as a mistake. It's a choice. You either insure something or you don't. Simples.

And whether the insurance is void or not is irrelevant to me. The point that makes him a fool is the lack of insurance. Whether it would have saved him or not is up for debate but not having it at all is foolish.
 
joescrivens said:
The point that makes him a fool is the lack of insurance.
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while crowing about his misfortune and what a prat he is a real admirable quality ? :cuckoo::shake:
 
I think this thread has run its course and is beginning to go round in circles. Some feel sorry for the guy, others don't and it doesn't change what has happened. FWIW, I am in the feel sorry for the guy camp, he made a mistake not locking his car, he made a judgement error not insuring his kit those two scenarios collided with disasterous results. Shame:(
 
Everyones saying £5000 of kit its not he bought a computer and other perif, obviously he didnt have some of those in the car, so in reality he got a camera and a lens/flash nicked :shrug:
 
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