Apparently, on Planet Puddleduck, this sort of thing never happens:We all know UV filters protect the front lens element.
Dis-agree.
Who said anything about using cheap filters? The OP certainly didn't.Why is it some people do not use them to protect their expensive glass?
You've answered your own question. Why de-grade expensive glass with a cheap UV filter.
Do they affect image quality?
Yes
Apparently, on Planet Puddleduck, this sort of thing never happens:
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The front element was completely unmarked.

We all know UV filters protect the front lens element.
Why is it some people do not use them to protect their expensive glass?
Do they affect image quality?