Two cars - best option for breakdown cover?

DorsetDude

DorsetDude

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Hi

Anyone run two cars? Looking for most economic way to get breakdown cover for them. I can only be in one at a time so I guess a service that covers the driver, whatever car you are in is the best bet?

Thanks.
 
AA for us we have 2 bikes and a car, and me and the wife.
cover is super deluxe everything in and not cheap but i travel a lot so hire car and hotels if needed.
about £180/year
 
AA got very greedy so we're now with the RAC. It's us who are covered rather than the vehicles so whatever we're in or on, we'll be picked up or dealt with on the roadside.
 
Some of the personal cover options have an age limit on the car. AA/RAC are both greedy so I switch between them as new customers continue to be offered better prices. I was with Greenflag but they slapped an age limit on the cars so they were no longer any use to me. I didn't find that out until I had broken down as they had changed it at some point but never mentioned it.
 
DorsetDude said:
Hi

Anyone run two cars? Looking for most economic way to get breakdown cover for them. I can only be in one at a time so I guess a service that covers the driver, whatever car you are in is the best bet?

Thanks.
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Would have said AA / RAC as mentioned above, as they cover you not the car...

I would see who's offering the best price / service and when renewal is up, shop round again :)
 
Looking like green flag with "personal" cover added is my best bet. £90 for roadside assist and national recovery, (no home start) . If I did "multi car" cover and added two cars, worked out more expensive than personal cover.
 
DorsetDude said:
Looking like green flag with "personal" cover added is my best bet. £90 for roadside assist and national recovery, (no home start) . If I did "multi car" cover and added two cars, worked out more expensive than personal cover.
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They have a 16 year age limit on all cars. Personal cover cars are limited to being 15. It might be ok now but I wouldn't trust them not to drop the age limit further.
 
I think standard RAC cover includes up to three nominated vehicles.
 
I've been with the AA for years. Get basic cover free with my bank account so only pay a top up to get everything. I think it would be fairly expensive without the free bit.
 
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As a caravan user I need one that gives me recovery for the caravan as well in case of car failure ,green flag has been my choice for years ,none of the others will even assist with a caravan flat tyre . However I changed insurance to LV this year and I get the same cover via there brittania rescue and it works out cheaper as a package so I have gone with them
 
Until very recently I had 2 cars and I'm with the RAC. It was probably cheaper to move to them than stay with the AA ;)

Personally I wouldn't rely on Green Flag. Last time I had cover they didn't have any of their own repairers they just subbed it out to local garages. Fine in theory - but garages would lie about how quickly they could get to you to win the work.
 
What about a packaged bank account? I use Nationwide and am very happy - after interest it works out i pay about £4 a month for breakdown, phone insurance travel etc
 
I have several cars, one of which is older than me and all of which are over the Green Flag limit (which is bizarre, I don't regard my Boxster as "old" as it drives like a new car and has been incredibly reliable, but it's a W plate, so 17 years old now), and never had a problem with the AA over 30 years of driving, they once came out when a wheel fell off a borrowed trailer as my jack wouldn't lift the combined weight of the trailer and the car on top, and we robbed wheelnuts from the car on the trailer to put the wheel back on the trailer to get me home (after my friend recovered the escaped wheel from the embankment at the side of the M4). Ex and I also called them out for a Bedford TK once (and they came).

Obviously more expensive than most, but I would rather have a service that I don't have to stress whether whichever vehicle I happen to be using is covered or not.
 
gerry s said:
I've been with the AA for years. Get basic cover free with my bank account so only pay a top up to get everything. I think it would be fairly expensive without the free bit.
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I forgot to say that covers me for any vehicle including any I'm a passenger in.
 
JonathanRyan said:
Until very recently I had 2 cars and I'm with the RAC. It was probably cheaper to move to them than stay with the AA ;)

Personally I wouldn't rely on Green Flag. Last time I had cover they didn't have any of their own repairers they just subbed it out to local garages. Fine in theory - but garages would lie about how quickly they could get to you to win the work.
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AFAIK that's how Green Flag operate, it's an insurance policy which covers you for a local garage to come out, I've only needed them twice but both times they got to fairly remote places in a reasonable time.We have the presonal cover and three vehicles and all are covered.
 
I bounce between the AA and the RAC through quidco, cashback is quite high but it takes a while to come through
 
sirch said:
AFAIK that's how Green Flag operate, it's an insurance policy which covers you for a local garage to come out, I've only needed them twice but both times they got to fairly remote places in a reasonable time.We have the presonal cover and three vehicles and all are covered.
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Exactly that. The one time I called them, they left me for a long time in a place that should have been easy.

Single point samples are never very helpful but I decided I'd pay the extra for AA/RAC.
 
I don't know if they still do but The AA also used to use local garages / towing companies as a means of rescue. As for response times, several years ago, a mate broke down on the A13, a busy dual carriageway. Fortunately just as he approached a layby. I was behind him and pulled in too. Neither of us had a mobile at the time so I took him up to the M25 services which was less than 2 miles up the road. He phoned the RAC and gave them exact directions of where his vehicle was. The road, which too junctions he was between and which direction he was travelling. His vehicle was a bright turquoise Seat Alhambra, not easy to miss yet it took around 10hrs to get to him. Their excuse was they couldn't find him.
 
nilagin said:
I don't know if they still do but The AA also used to use local garages / towing companies as a means of rescue.
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They still do when they are busy or don't have a patrol in the area, at least they were a couple of years ago.
 
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