IMHO most students don't know how easy they have got it, look at a group of mixed uni students including those straight from a-levels some who have taken year out and mature students. I would hazard a (university educated

) guess that 50% of students don't REALLY know why they are at uni and 25% don't really want to be on the course they are on. They have just drifted onto it from school. I certainly did because i did ok at a-levels and going to uni was the expected next step, my careers advice at school was 'what is your best a-level subject? go do that at uni then'
Many of our mature students manage to balance their academic work on top of their part time job and running a family (and come out for a beer on occasion), while still getting better results than those straight out of college.
I'm sorry but uni isn't THAT hard and stressful, our most pushed students have up to 32 hours of contact a week, and are expected to put in upto 60 hours of self study on top of that if they are of average intelligence and want to do well, that is about 90 hours a week, quite a bit but over a 7 day week not unreasonable, I've certainly worked longer hours, if your clever you should 'get it' a lot quicker and need to do significantly less.
Uni is a choice, YOU are choosing to go and what to do, therefore you pay for that privilige, if you don't want to or cannot afford to do that then get a job with vocational training or something with a day release to unit for a part time course.
Not sure on undergraduate costs but a post graduate costs about £30-40k a year, about £100k investment per student for a PhD, 9k a year fees doesn't look so unreasonable then. Oh and I fully expect the 'elite' unis to tell the government to stuff its funding and go private, do expect to be getting into the likes of oxbridge and imperial for £9k a year, I'd suggest you double that... possibly twice.