Remortgage

[wegotitugetit]

so me and the wife have gone for a re mortgage due to several factor's with the mortgage company not happy with them
and have been accepted

but they want a surveyor come round to valuate the property

which im a little worried about is there a way to work out current street price's i have a rough idea of what they were worth but now im a bit worried incase they dont value the property high enough for us to get a mortgage

mortgage is with natwest and they have been brilliant so far text message all the time with update's at where there upto

we had a text at dinner saying that they accepted but want a valuation and 2 hour's later we get a call saying there coming down tommorrow

and we only handed the wife's paper work in last friday and mine was the week before , they seem to be pushing for it there not messing

 

[Tazmaniandevil]

Try ourproperty.co.uk
It's the same mob do the petrol prices, so will ask you to sign in if you have an account. They return property prices based on your postcode, so that's only any good really if you live in a fairly well populated area.

 

[mattyh]

You can also see what other properties on your street sold for on rightmove.co.uk

 

[wegotitugetit]

looking at that it is well below the market by £30,000 according to the site and it is well populated but im sure some houses down the street have sold for more than that the price quoted

basically if this is correct i wont be getting the mortgage

 

[wegotitugetit]

rightmove.co.uk right move is valuing the houses down the street to what i thought it was worth

mmmmmmmmmm

 

[wisemen]

try Zoopla.

 

[Ambermile]

Yup - what he said, Zoopla. Gives you the reasons why - not just the numbers.

 

[munch]

Try this link it gives you the prices house actually went for not what they where on sale at.

http://www.houseprices.co.uk/

 

[Terrywoodenpic]

They value property so as to know their money is safe if you go belly up and flunk out.
The value they arrive at is a safety net and not necessarily the same as you bought it for. If they are also doing a survey they might insist on structural repairs to "their" investment.

 

[Gareth S]

Also try mouseprice as well.

Give alot of info on what the houses actually sold for and they take their info from land reg, so you get the most upto date and accurate prices.