That's where you and I differ. DVDs as a back up. I've done what you suggested already... burn, bag, store.... I've got unreadable optical disks already after a few years. They degrade. If I'd relied on them as a back up, or sole archive, I'd have lost data now. My HDD based system has not let me down once, even when I've had multiple disk failures (Thanks WD EARS drives BTW).
Well, I have CD's I burned 15 years ago that still read.. maybe our experienced differ.
Media Degradation? Yeah, all media is susceptible to it. It's an inevitability, that is merely a question of time, and in industry standards, a question of setting media refresh rates at intervals an optimum between the risks of media decay and copy corruption.
Difference in what we are advocating, is that you are promoting a level of data-protection, appropriate to a business, where revenue depends on that data, that can justify a protection level 300x the cost or more I suggest, for the average bloke in the street, whose photo's value is mostly sentimental.
A simple, reliable, easy to use, one click operation, set and forget back up system can be had for less than £300.
£300? Hmmmmm That might seem fairly reasonable in your world. In mine? That's how much my car is worth. That's a new camera, or a new lens or two! That's my kids Christmas presents, a new dishwasher; redecorating the living room or 1001 other things around the house, that have to be 'juggled' in priority... Sorry, but, the suggestion I 'needed' £300 out of family accounting 'JUST' to make sure I don't loose a few photo's would not get past 'panel'!
Putting photo's to disc, when uploading from camera, is a cheap, easy, consumer friendly level of primary protection. 20p a disk. not £200! Data 'locked', there is a primary back-up. Better than no back-up, or a back-up that's not as 'safe' as presumed.
Chap bluggers a burn; backing up the next set shot on the next camera clear; there's no real damage done, and worst case, they loose that set.
FMEA the potential disasters backing to external HDD, starting with the really simple.....
1/ Camera names photos numerically, from the last file on the SD card. first set shot; 30 photo's DCF_001.jpg to DCF0030.jpg..... copies to directory on external HDD, "Photos". Wipes SD card. A week later, he shoots 60 photo's. Repeats the upload. Cut & past from camera to PC, then copy to HDD.....
File DCF_001.jpg already exists.. would you like to over write this file Y/N'?
a) he says 'Y'... original 'set' gets wiped.
b) he says 'N'....new files don't get copied to back-up.
2/ Chap has 2000 photo's on his C: Drive..... for any of a hundred or more reasons, they are wiped. Restores them from HDD; takes half an hour to copy across the half terabyte of data from the external HDD through USB.... he goes makes a cup of tea. Comes back, sees his files back in 'My-Photo's... pulls plug on external HDD without realising that they were 'moved' not 'copied'... he now no longer has 'back-ups'.
The list of potential failure-modes, using an external HDD as primary back-up, for all the possible user errors, due to the drive being over-writable, is very long and very tedius.
You probably have 'solutions' for every single one of them; which I can almost grantee, will require either a level of hightened user education and awareness, and or financial expenditure..... To tackle problems with writable media, that are avoidable by simply NOT using it as primary protection.
As such; CD/DVD as primary protection, eliminating all those potential foulupz, at source; has a lot to offer.
Fact that you only need to spend a few quid to do it, and get 'some' primary protection, makes it a very useful, means of data protection for the not so computer literate chap in the street, especially one on a limited budget, trying to stretch that to feed their hobby, who more than likely would far rather have that extra reach lens or new off camera a flash-gun or whatever, to go TAKE photo's, than a big array of computer peripherals, 'just in case' they click the wrong answer on a dialogue box!
Our difference is 'fitness for purpose'... and the level of protection you are advocating, is appropriate for business use; what I am advocating is appropriate for the hobbyist.