Peer to peer investing

JonathanRyan

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So....Santander are about to halve interest rates and they still are probably the best bet for savings returns. First Direct are reducing my cash ISA rate to below 1% - though of course that's tax free....

Anybody got any experience of P2P investing?

I've had a little money with LendInvest for a while and it's doing well but the money is locked ina dn there's no secondary market. But I'd like somewhere to stash a bit of cash for up to 6 months and be able to get it when I need it. Anybody used the instantish access versions of Zopla, Ratesetter or Funding Circle?

Oh and yes, I know my capital is at risk etc etc etc
 
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