paypal gift

holty

holty

Suspended / Banned
Messages
6,401
Edit My Images
No
if someone pays for an item into my paypal account as a gift is my money safe ? and non returnable
can they then withdraw it ? i got a chap wanting to buy a camera and send it to him by post
don't want hassle of him then changing his mind or claiming its not what i wanted or it was damaged on arrival or him telling paypal to take money back out

thanks
 
holty said:
if someone pays for an item into my paypal account as a gift is my money safe ? and non returnable
can they then withdraw it ? i got a chap wanting to buy a camera and send it to him by post
don't want hassle of him then changing his mind or claiming its not what i wanted or it was damaged on arrival or him telling paypal to take money back out

thanks
Click to expand...

Do a bank transfer then.
 
As it's not technically a gift PayPal could very well take the funds back and charge you transaction fees.
PPG only with someone you trust implicitly. Otherwise use bank transfer.
 
I always pay the fees if i use Paypal when buying something from here or any other forum, it's a few quid and i think it's worth it.

I believe it gives me some level of protection, on the other hand if it's Paypal gift and things go tits up then you're not protected.
 
Even BT is not foolproof.
there was a recent thread now in disputed trades where the buyer got tetchy as the seller had not responded to the shippig infomation request.
he then cried wolf to his bank and sorts of s*** started up.
caused the seller all sorts of issues even got his account locked.
 
If you break PayPal's T&Cs how can you expect protection by them?
 
If the buyer pays you via PayPal Gift, but funds it via a credit card, he can still file a chargeback with Visa/Mastercard/Amex.

Best thing to do is send him a PayPal invoice (up to you if you add on the fees for him to cover it or you cover it yourself), attach photos of the camera to it the invoice. In the T&Cs that you can set yourself, say that it's non-refundable/returnable and the buyer has seen and agreed to the condition of the camera he's purchasing and the T&Cs. Send it fully insured and signed for, so if he claims damage on it you're covered that side. However, do stipulate in the T&Cs that any damage he spots, needs to be formally recorded with the courier upon delivery (if that means making the delivery driver stand there while he opens it so be it), if he doesn't it invalidates any claims of "damage upon arrival". A lot of courier companies won't pay out if damage isn't reported formally at the point of delivery.
 
Last edited:
unless its someone i know, i use regular PayPal, but i offer to pay the 3% fee at my end. this offers us both some form of protection. the peace of mind it brings is worth the little extra.
 
I may be wrong but it is my undestanding that paying with a credit card via PayPal negates the credit card protections.
 
blurr said:
Correct, but not for chargebacks against unauthorised transactions.
Click to expand...
Though on one purchase about 3 years ago John Lewis was unable (didn't know how?) to make refund via PayPal for goods I returned. It was only a small amount and I think I took a credit since it was easy to spend in Waitrose.
 
When I set up to pay by pp gift it had to be funded and linked to my bank account, they would not let you use a credit card to fund any gift payments. Don't know if this has changed recently.
 
You can use a credit card but there is a small fee you the sender will need to pay. From the receivers end, all they know is you've gifted a payment as there are no fees deducted when it arrives into their account.

A word of caution. While it hasn't happened to me, it has happened to a friend of mine who received a gift payment for a mobile phone he sold, which he initially thought he was fine. Two months after the sale had completed, he received a chargeback notification from PayPal, saying the sender had filed a chargeback with his credit card company for an "unauthorised transaction". PayPal's hands were tied, and therefore the amount was taken from my friend's PayPal account and he was left with a negative balance to settle.

Hence why accepting PayPal Gift might not protect you much as a seller as you might think. For the reason above and reasons outlined by other members who have posted in this thread.
 
You must log in or register to reply here.
Back
Top