Pay Pal advice please !!

scottduffy

scottduffy

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I don't use paypal very often but have done once or twice and having agreed to sell something last night when i looked at my paypal account it states that i only have a withdrawal limit of 11.30 left per month but 161.30 per year. I am a bit confused about this as i haven't bought or sold anything for a while using paypal certainly not this month. I am not too sure about linking my bank account to my paypal account either. I had set up my paypal account through my debit card. Anyone got any advice on how to sell to this buyer and be able to get my money in my bank account. I don't think they want to bank transfer as they have money sitting in their paypal account they have said.
 
When I set up my paypal account there was a limit of £500 that could be used through my credit/debit card. Once this had been reached the only way to use the account was by registering my bank account with paypal.

I can understand there reasons on wanting to use paypal as it is a form of guarantee which they wouldn't get with a bank transfer.
 
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There is no guarantee with paypal it seems

My wife bought me a birthday present from an online shop a couple of months back, and paid with paypal through their 'verified seller' link.
She has not been able to get in contact with the shop since, and the item has not been delivered. PayPal customer services said on the phone, that there was nothing they would do, they only guarantee ebay sells, she was told that she was in the wrong because it wasn't bought from ebay.
This was an online shop, nothing to do with ebay.
My wife was advised instead to phone the local police department and make a complaint through them, but the money was unlikely to be returned.
Also, it would seem that you cannot claim back via the credit-card used to credit paypal either, as the card companies state that the transaction to paypal is not fraudulent, it is the transaction between paypal and the final company which is contractual.
Tracing back, it appears that the owner of the original website, has opened up a new website registered with a different ISP, but the billing/records are at the same address and name.
 
On a more positive note, I don't think there would be an issue linking your bank account with your paypal account.
 
I think i might go and set up a new bank account today and link that one to paypal. The account i use most often i am not comfortable with attaching to anything. Too much comings and goings from there to take the chance. Does it cost anything to do this? Link the account i mean.
 
From what I remember, there was a transaction in, and a transaction out, for almost the same amount. You then had to report to paypal the value of the transactions.
There was a slight difference, but it was pennies.
A lot less than the interest you would get on £160 in a year
 
coldpenguin said:
Also, it would seem that you cannot claim back via the credit-card used to credit paypal either, as the card companies state that the transaction to paypal is not fraudulent, it is the transaction between paypal and the final company which is contractual.
Tracing back, it appears that the owner of the original website, has opened up a new website registered with a different ISP, but the billing/records are at the same address and name.
Click to expand...


I don't think that last bit is right - although not paypal I have reclaimed money via a CC for google checkout. Your protected under the consumer credit act for this so get on to them again to resolve

Hugh

eta - they certainly can claim money back from paypal, I've just had a look at PAYPALS help pages on how to deal with this as a seller https://www.paypal.com/helpscr?cmd=...lutionTab&ps=solutionPanels&solutionId=163572 so tell the CC company to get it sorted
 
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The only advice I will give on paypal is............dont use it.

Twice we have had Items returned and once signed for the money is automatically transfered into the other persons account but we signed for an empty box and an empty jiffy bag, to the tune of £500 last year so we will never use them again
 
I hate Paypal and the potential it gives for dis-honest people to rip you off!

A while ago I sold a lens on Ebay. It was perfect. The lens arrived in Lithuania and the buyer contacted me to say there was dust in the lens, and was asking for a partial refund.

About half an hour later, he changed that to large optical defect, and he asked for a £40 partial refund. I knew the lens was 101% (it was actually brand new), so I said, OK just return it and I'll refund you in full - I asked him to Cancel the Transaction via Ebay (which he refused) and he then raised a Paypal claim asking for £40 back.

At this stage, I got suspicious and contacted a few other folks who'd sold to him - most of them told me that items they'd sold had developed mysterious issues, and were paying £30 to £40 back to make him go away.

At this point, I simply said, look send it back at your expense, and there will be no partial refund, and pointed out that I'd noted that he'd done the same thing to other buyers and I'd imformed Paypal and Ebay Trust and Safety about his buying patterns.

Funnily enough after that, the lens suddenly was OK :)
 
Thats why i was thinking of opening an account and keeping virtually nothing in it. Just incase. I think i'll acutally just tell the buyer i'm not prepared to use paypal. I know it's not totally fair but is it worth all the hassle?
 
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