I had exactly the same choice a few months ago and last month I bought a G12. I find it's much quicker to navigate all around the important settings than the nikon and it gives really good images for a compact. I also like the fact it has a screen you can flip for composing shots, too. The two cameras are indeed very similar, the canon is dearer, but I also think the canon feels better in my hands than the nikon. When looking through the options, check out the amount of information that comes up on the back of the screen when taking a photo. The canon seems to show more information iirc.
can't help you there, im afraid. I felt that the Nikon felt, and looked an older camera. The software, and menu searching for iso changes etc you have to go through an extra thumbwheel to get to some fundamental functions that are already to hand on the top of the canon. My advice, buy from jessops, and if you don't like, you can always take it back, providing its in as new condition, within 30 days. I still maintain the Nikon appears to be behind the Canon in this market sector. I wouldn't get rid of my D3s and all my lenses, for any Canon equivalent as i'm delighted with the way it all performs, however, it pains me to say that in my opinion, for what i use the canon G12 for, it suits me better than the Nikon equivalent.
Here's an image from the G12. Not bad for one of the first images from it. To give you an idea, that was taken in shady conditions, round my local lake, and was an insect (possibly a mayfly???) i found on the outer shell of my shelter.
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