Monthly Road Tax

frank

frank

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Anyone paying their road tax using the fairly recent method (I think) of monthly direct debits instead of 6 or 12 monthly one off payments?
I'm wondering how much more it would cost over 12 months than the usual one of payment of £145.00 for my car.
 
I think the advantage of such a direct debit scheme is that you can stop it at any time should you sell - or god forbid - end up scrapping the car. Just that the road tax cannot be forwarded to the new owner when the car is sold, like you used to be able to do.
Also, it must save you having to trudge to the Post Office with paperwork to hand, only to find that you took last year's insurance policy with you or something like that.
But to answer your question, I think it does cost a pound a month extra via DD, so you'll need to weigh that against the convenience of it.
 
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I do, from memory the cost monthly is equivalent to the 6 month charge, ie works out slightly more expensive per month than the one off payment.
 
That info will be on the website, everything is set out there.
I taxed my own car last night - a lot more expensive than £145 for the year and noticed a massive difference that I really don't like...
In the past, it was a debit card payment.
Now, it's a direct debit payment, which will go on until stopped, which means that if I sell the car and forget to stop the direct debit, they will still take the money each anniversary date
 
That reminds me, i've had no need for that disc on my windscreen for that last month :D
As IanDJ says, a pound or so more per month, but it suits me.
 
frank said:
Anyone paying their road tax using the fairly recent method (I think) of monthly direct debits instead of 6 or 12 monthly one off payments?
I'm wondering how much more it would cost over 12 months than the usual one of payment of £145.00 for my car.
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I pay my road tax via dd every month on my old motorhome, yearly tax should be £230, I pay £20.12 a month which is £240.44 overall
 
Set mine up on DD last week...... £140 for 12 months, £76 for 6 months or £152 for the year paying monthly by DD.... it was a no brainer really, I'm more than happy ot pay £1 per month extra rather than shelling out £140 in one go, add to that it's easier if you scrap or sell the car
 
I thought you could still do a one off card payment? I'm sure it was an option when I renewed mine in November.
 
I found it hilarious it was an option on my motorbike tax..

IMG_20150326_105114193_zpspjr5bbxe.jpg
 
Garry Edwards said:
That info will be on the website, everything is set out there.
I taxed my own car last night - a lot more expensive than £145 for the year and noticed a massive difference that I really don't like...
In the past, it was a debit card payment.
Now, it's a direct debit payment, which will go on until stopped, which means that if I sell the car and forget to stop the direct debit, they will still take the money each anniversary date
Click to expand...

I still have a DD on my bank account that finished last September and it hasn't taken any money since.
 
nilagin said:
I still have a DD on my bank account that finished last September and it hasn't taken any money since.
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Well, it now says on their website that they will take the payments until cancelled.
 
Exactly they would charge if the vehicle isn't registered to you. You'd have much bigger problems if the car is still registered to you that a direct debit. Further more I don't get the argument for when you sell either. You get the money back. I would rather have the money in my pocket than the government.
 
Garry Edwards said:
That info will be on the website, everything is set out there.
I taxed my own car last night - a lot more expensive than £145 for the year and noticed a massive difference that I really don't like...
In the past, it was a debit card payment.
Now, it's a direct debit payment, which will go on until stopped, which means that if I sell the car and forget to stop the direct debit, they will still take the money each anniversary date
Click to expand...


I also taxed my car last night using the V11 reminder form and for me there was a choice of making a one-off debit / (credit) card (for an extra £2.50) payment as well as the monthly DD option.
 
It would not let me pay by DD!
Perhaps the £0.00 payment has something to do with it (where is the Smug B'tard smiley?)
 
The sooner this tax is added to the fuel duty, the more you use the more you pay, the fairer it will be.
Cars with low emissions are still polluting the air, and using roads.
People with higher emissions or larger cars are getting fed up subsidising the little run around.
Come the revolution ;)

(Now where did I leave that Guillotine, I know I have one here somewhere :p )
 
You can find out exactly using the link PaulF posted in the car registration thread, just stick your number and make in the boxes and it will come up with all sorts of details including the costs of taxing it.

https://www.gov.uk/get-vehicle-information-from-dvla
 
You only need the reminder to take to the p.o. did it y/day for daughters car, the ins and mot are on the database.
 
Or do it online as I have done for the last few years.
 
Garry Edwards said:
That info will be on the website, everything is set out there.
I taxed my own car last night - a lot more expensive than £145 for the year and noticed a massive difference that I really don't like...
In the past, it was a debit card payment.
Now, it's a direct debit payment, which will go on until stopped, which means that if I sell the car and forget to stop the direct debit, they will still take the money each anniversary date
Click to expand...


I have been paying by direct debit. Just sold the car and the Dvla automatically cancelled future payments once they received the change of owner slip.
 
I might have to switch to dd for the sheer hell of a total of £2.63 per month........
 
Cobra said:
The sooner this tax is added to the fuel duty, the more you use the more you pay, the fairer it will be.
Click to expand...

I agree - but I have been hearing about plans to introduce this since the early 1970s...


Steve.
 
Cobra said:
The sooner this tax is added to the fuel duty, the more you use the more you pay, the fairer it will be.
Cars with low emissions are still polluting the air, and using roads.
People with higher emissions or larger cars are getting fed up subsidising the little run around.
Come the revolution ;)
Click to expand...

Oh I don't know, my V8 4.2 TVR is relatively cheap to tax... You just need a vehicle built before 2001
 
Steep said:
Or do it online as I have done for the last few years.
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Doesn't always work. Had to do it in a PO yesterday since there weren't enough digits in the Doc number. No problem at the PO, just scanned the document and away we went. Even saved me the cost of a stamp - it was a fresh car to me so needed to send the V5 (?) off to Swansea and the PO did it for me. I do usually do the taxing on the interweb though - very easy and quick (when it works!!!)
 
Cobra said:
The sooner this tax is added to the fuel duty, the more you use the more you pay, the fairer it will be.
Cars with low emissions are still polluting the air, and using roads.
People with higher emissions or larger cars are getting fed up subsidising the little run around.
Come the revolution ;)

(Now where did I leave that Guillotine, I know I have one here somewhere :p )
Click to expand...
Spot on Chris.
 
Garry Edwards said:
That info will be on the website, everything is set out there.
I taxed my own car last night - a lot more expensive than £145 for the year and noticed a massive difference that I really don't like...
In the past, it was a debit card payment.
Now, it's a direct debit payment, which will go on until stopped, which means that if I sell the car and forget to stop the direct debit, they will still take the money each anniversary date
Click to expand...

Just tell your bank. There is no requirement to tell the payee of a DD that you wish to stop paying. Instruct your bank to cease payment and they won't be able to take it. If they do then your bank owes you an immediate refund. You can cancel a DD at any time including seconds before the payment is taken.

Also, if you ever think that a DD has been taken incorrectly you can ask for an immediate refund. (Though if it gets sticky the limit for the ombudsman to enforce a ruling on the bank is 6 years.) It's basically the safest way of paying in the world.
 
Steve Smith said:
I agree - but I have been hearing about plans to introduce this since the early 1970s... Steve.
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Yep they have talked about this from time to time, for years, it does make sense, but I doubt it'll happen
Byker28i said:
Oh I don't know, my V8 4.2 TVR is relatively cheap to tax... You just need a vehicle built before 2001
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I didn't realise that it reduced on 14 year old cars?

fracster said:
Spot on Chris.
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TBH Ade, I really thought someone or other would bite on that, obviously not.
Seems it makes sense after all Eh?
 
Just bought a s***box as a runaround and am expecting a similar consumption on a long run to what I get out of the "real" car. s***box is a 1.2 petrol, real car is a 3l Diesel. At motorway speeds, s***box is doing 3500 RPM while the real car's barely ticking over at 1750. Guess what's rarely going to be going far out of town!!! I reckon a full set of tyres will be cheaper than one corner too - and only need changing once in a blue moon.
 
Last time I had a s***box it came back down south on the back of a recovery vehicle v brilliant as it saved on fuel.
 
Cobra said:
I didn't realise that it reduced on 14 year old cars?
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Mine (262 g/km) would be Band M which is £505 but because it was registered before 2006 it gets classed as band K which is £290

I always thought it odd that a newer version would cost more than an older one given that it's based on emissions
 
I assumed they did that since it would be fair on people who bought their car the previous year to have such a price hike. Much better to phase it in starting with brand new cars.

They should do that with child benefit. Just stop it in 12 months time for all newborns. And then in 17 years from now everyone is weened off this daft benefit and can look after their own sprogs.
 
Cobra said:
The sooner this tax is added to the fuel duty, the more you use the more you pay, the fairer it will be.
Cars with low emissions are still polluting the air, and using roads.
People with higher emissions or larger cars are getting fed up subsidising the little run around.
Come the revolution ;)

(Now where did I leave that Guillotine, I know I have one here somewhere :p )
Click to expand...

this has been advocated for years. Many, many years
 
Cobra said:
Yep they have talked about this from time to time, for years, it does make sense, but I doubt it'll happen

I didn't realise that it reduced on 14 year old cars?
Click to expand...

It doesn't, it's fixed at 2001.

Which also has a strange DD discrepancy. If i pay 12 months DD it comes out more expensive than in one go, but if I pay 6 months tax by monthly instalments it costs me less to do it direct debit than in one go!
 
I used to work many years ago in a enviroment where we had to be at given points around the country Asap but with no urgency on the return trips ,the gent I worked for had the habit of fiddling around in the engine bay then getting the AA to relay us home .quiet a fuel saving from Scotland to London .
 
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