King of Groove
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The answer to your question is Grays of Westminster. As you're looking for Nikon gear you are in luck, any other shop and you'll be looking at deferred payment plans with high APR's - I have to come up with a grand in the next few days to pay off Jessops. If you want to buy a sofa or car on credit you just have to watch the TV ads for a few minutes, but camera gear no chance.
Grays are excellent for service but I think are not the cheapest.