I'm such an Idiot...

Alan_T

Alan_T

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Alan
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I've been back from afghanistan for about a week and a half now, using the car as normal, and just realised after updating the service history that my MOT ran out in November just after i arrived in afghan..... *****....


my wife's due a baby this week and i've now got to try get the car MOT'd asap and hope she doesn't have to go to the hospital in the meantime!


so if your not sure when your MOT runs out, go check just now! lol



such an idiot....


Alan
 
Yeah, its probably best to get one asap, but I think its only a £60 fine and no points if I remember correctly. So not the end of the world if you have to get your misses to hospital. ;)
 
Might invalidate the insurance though knowing how they like to find a loophole in the event of a claim
 
You plonker i have been left with 3 cars to MOT Tax and insure, and i don't drive, did you not get a list of things like that to check given to you or your wife? sure you will get it sorted in time and wish you all the best for your new arrival when it happens.
 
MOT's take and our out of your day, Ring around in the morning and i'm sure a space will be free somewhere.
 
You are bound to find a place to fit it in. If it likes where I live, there are 10 garages within a couple of miles of my house, and one will always have a spot available.
Hope you get it sorted. It's the last thing you want to have worries like that with a baby on the way. (first time dad 5 months ago :))
 
If you go onto the VOSA website, you can sign up for text reminders that your MOT is due. Cost is £1.50.
 
tijuana taxi said:
Might invalidate the insurance though knowing how they like to find a loophole in the event of a claim
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No it won't, at least not in respect of your liability to third parties. Biggest internet myth ever. Section 148 of the Road Traffic Act 1988 applies (read it carefully though). The government does not like insurance companies finding loopholes when it comes to meeting thrid party liabilities and has legislated against it.

The fully comp part of the insurance regarding damage to your own car in the case of an at fault accident may be invalidated, that is a matter for the policy document as fully comp is not a statutory requirement.

Vehicles being taken to or from a previously booked MOT or to a place where work will be performed to correct MOT failure items are classed as "exempt vehicles" and do not require an MOT (insurance policies will always say "an MOT where required" if they have clauses in them about having an MOT).
 
onomatopoeia said:
No it won't, at least not in respect of your liability to third parties. Biggest internet myth ever. Section 148 of the Road Traffic Act 1988 applies (read it carefully though). The government does not like insurance companies finding loopholes when it comes to meeting thrid party liabilities and has legislated against it.

The fully comp part of the insurance regarding damage to your own car in the case of an at fault accident may be invalidated, that is a matter for the policy document as fully comp is not a statutory requirement.

Vehicles being taken to or from a previously booked MOT or to a place where work will be performed to correct MOT failure items are classed as "exempt vehicles" and do not require an MOT (insurance policies will always say "an MOT where required" if they have clauses in them about having an MOT).
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That "myth" was written into a policy I had long before the internet was around.
 
Alan_T said:
I've been back from afghanistan for about a week and a half now, using the car as normal, and just realised after updating the service history that my MOT ran out in November just after i arrived in afghan..... *****....

my wife's due a baby this week and i've now got to try get the car MOT'd asap and hope she doesn't have to go to the hospital in the meantime!

so if your not sure when your MOT runs out, go check just now! lol

such an idiot....

Alan
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Get it sorted before you leave yourself open to an AGAI action!
 
I get mine done at a local small garage, last time they gave me a free keyring with a fob that lights up MOT after 11 months :)
 
Oggy said:
That "myth" was written into a policy I had long before the internet was around.
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Are you sure it actually stated MOT in the policy wording?

Some policies state the vehicle has to be kept in a "roadworthy" condition which an MOT doesn't guarantee, hense doesn't actually rely on the car having an MOT or not.

Legally, not having an MOT doesn't invalidate the insurance. Which is why the fine is only £60 and no points for using a vehicle without a valid MOT as opposed to £200 and 6 points for no insurance!
 
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The fine is a non-endorsable minimum of £60, it can go up to £1,000 if it's taken to court and the police can seize your car if they deem it to be unroadworthy.

Direct Gov said:
The penalty for driving a vehicle on the road with an expired MOT certificate is a fixed penalty notice from the police, currently £60, or a court fine up to a maximum of a £1,000.
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Source.
 
Strappy said:
The fine is a non-endorsable minimum of £60, it can go up to £1,000 if it's taken to court and the police can seize your car if they deem it to be unroadworthy.

Source.
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Yes I know, I make my living from dealing with road traffic law!

But the police CANNOT seize your car if it's deemed unroadworthy. They can prohibit it, but not seize it. (aside from criminal matters, police can only seize under section 165 of the road traffic act, no licence or insurance, and some devolved powers from the dvla for no excise licence).

The standard penalty for not having an MOT is a £60 fine at the roadside. No one would get a 1k fine at court for no MOT! Its non endorsable as it's classed as the most minor document offences. And not having an MOT doesn not make it unroadworthy.

As opposed to the fixed penalty for no insurance, which as I stated, is 6 points and £200 **at the roadside** then it goes up at court if it does t get paid. Not to mention the car would be seized for not having insurance.
 
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Fair enough, I was only going from experience based on what the policeman who stopped me told me.
 
Strappy said:
Fair enough, I was only going from experience based on what the policeman who stopped me told me.
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You'd be surprised how little 90% of the police officers out there actually know about traffic law :)

The only ones who really do have comprehensive knowledge are the traffic / road policing cops!
 
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Ploddles said:
Or save your £1.50 and put it on a calendar.
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Those nice people at the Ministryt also now put a sticker on every certificate with the test date printed on it. I stick these behind the rear view mirror so they're easy to see but don't block any view of the road.
I'll probably forget the bike'd first test though, although I might set up a reminder using outlook on the computer.
 
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