Sorry if this is going a little off-topic and high-jacking Ben Hur's thread... but would you advocate a UV filter rather than a Skylight filter for lens protection? I think I read somewhere that a digital sensor is not as susceptible to UV as film is, so a UV is not really necessary.
Being as my last SLR was 35mm film-based (several years ago), I've only had my 400D a month or so, and was holding off buying a protection filter till I could suss out the best way to go. Ideal opportunity to ask...
We've discussed this so many times - I'll have to think about stickifying something.
I honestly don't know if digital sensors are more or less sensitive to UV light than film, but any decent modern lens which has a coloured lens coating, will include a coating for UV protection, so a UV filter is redundant unless you feel you really need one for lens protection. Being clear it will have no effect on your shots, but avoid really cheap filters in front of good glass as they can degrade your images.
Unlike clear UV filters, Skylight filters have a light pink coating (sometimes referred to as 'straw') so may need extra exposure to compensate, although only usually very slight.
What's the purpose of a skylight filter?
Well if you take shots on a bright sunny day with all of your scene bathed in direct sunlight, you have no need of a skylight filter at all.
On sunny but overcast days though, most of the light which illuminates everything doesn't come straight from Old Sol, it's bounced off the ground, back into space and reflected back down again off what is effectively that blue overhead ceiling - the atmosphere. It paints everything with a blue cast in much the same way a flashgun would pick up the colour of a blue ceiling.
The blue cast affects everything but it's most noticeable in light areas in your shots - skin tones are badly effected, and it's a prime cause of the dreaded blue snow in your shots.
On a bright sunny day if you shoot your subjects in the shade, you will get blue casts simply because the sun isn't lighting your scene directly, you're getting bounced sunlight off that overhead canopy.
We had some deer shots posted recently where the effect was very noticeable. The good news is it's usually very easy to correct the colour balance in post processing these days anyway.