Pete no major factor i am with someone else but that is not a factor in it. he doesn't want to sell the house as he want to keep it for him and the kids but doesn't want ot buy me out. just wants to give me a one off payment. and it is well below what i was expecting him to say and i was being kind too and no where near what i have been told i could ask for. an that is without me even thinking about his pension ( i won't do that). i have been to see someone and what they were saying i am not going to do. at the end of the day they are my kids and need a home but i don't see why i should get nothing after 22 years.
Sorry to prattle on. Terri
These days you are pretty much entitled to half his pension and half the house , or more ( alot of blokes get taken to the cleaners - not that i'm suggesting you do that)
One option (and definitely speak to a solicitor as i'm only speaking from experience of what my parents went through) is for you to have a "martin order" on the house for the difference of between half the equity and what he wants to give you
that effectively means that if he sells you get the value of the order
Another option is to have a delayed settlement where you get the balance when the kids are 18 or leave full time education.
while another would be to remain co owners and have him pay you rent for your share until such a time as he sells (you could have a notional ammount for housing the kids knocked off the 'rent' )
You also need to pin down what you are going to do about child maintenance if anything. (ie are you going to pay a percentage of their expenses, and igf so when will you stop doing so) and also what you asre doing about joint liabilities for debt etc
and anything thats agreed has to be legally watertight , because it might be amicable now, but thats not to say it will be amicable for ever - especially if he meets someone else and she isnt so keen on the amicable arrangement etc
As chris said it can only ever be your call, but please feel free to pm if you want to talk through anything you don't want on an open forum