As Ivan says it is a DX camera which means the crop factor is 1.5
The 1.3 crop mode is in addition to the 1.5 crop so in reality it makes the overall crop factor roughly equivalent to 2 (1.5 * 1.3 = 1.95).
Yeah, it can switch between the two crops, normal being 1.5x and then if you want to crop in a bit closer 1.3x, but it can also be done in software, it's kind of a useless feature tbh.