I know a bloke that won £1M just before Christmas 3 yrs ago, on the raffle draw that you get with one of the tickets. On the day he came back to work after Christmas, when he planned on handing in his notice and taking early retirement, he slipped on ice getting out of his car and fell and broke his hip, got paid out for a claim, as someone hadn't gritted the car parks. Turned out he was too young to take retirement at the time anyway, so he remained off sick, then a voluntary redundancy / early retirement was offered around a year later, by which time he was old enough so took a good payout.