Sorry to be a pain Terry. I'm not trying to be awkward; I get more confused the more I read about incident metering. The zone system is far easier and more intuitive to me.
Earlier you said,
How does that square with your last post?
My last post gave an alternative between the pegged highlight giving the correct exposure for the whole scene, as against, considering the scene as two images one lit by the sky and reflected light, and the other directly by sunlight. In both cases they are measuring the incident light not the subject
I gave the solution to both and their advantages and drawbacks.
Incident meters can be used in many ways, if you understand what you are doing, and also understand
Why and How they work. They are in fact as amenable to any form of working, and can place tones any where you wish, much in the way the Zone system attempts to do. Most of the models available today can also take individual direct reflected readings. However in getting on for 60 years of using them, I have yet to have cause to do so.
I am confused that you are confused about using incident meters.
If you tried one you would find just how simple and consistent they are. Which is probably why they are the only hand meters still made, except for one or perhaps two, specialist spot meters mainly used for scientific measurement of illumination rather than photography.
The Zone system works by sliding all the tones up or down the characteristic curve so as to put any particular tone in the middle. this is done by your estimation of what you want a particular grey to look like. When it does this it lightens all other greys proportionately. What it can not do, is extend when shadows block up or highlights burn out.
An incident meter is more like the Digital exposing to the right process. It places all the tones on the curve such that the 50% grey is in the middle of the curve and the highlights lay just before they burn out at the top of the curve. with everything else sits in its natural position. However just like the Zone system you can slide the tones up or down by increasing or decreasing the measured exposure.