Bad end to a bad day :( (Pics added)

:eek:
glad your ok mate ...:thumbs:
lost my mondeo on the way to work last. week near miss that was. a rear strut bent left the driver side rear wheel faceing east. at just over 60mph :naughty.: "85ish" .it threw me across the road then back then across then passed an oncoming tanker driver almost sideways .i managed to pull over and take a min or two to compose myself " thank my lucky stars "
anyway must be the week ..
like me mate just be glad your still here.:clap:
 
.

Here are a few photos I took this morning of the damage :(


crash1.jpg



crash2.jpg



crash3.jpg
 
Ohh my goodness. Although from that it looks cosmetic and a couple of new body panels should sort you right out. How are you feeling this morning?
 
omg! :eek: Poor car. :(

But luckily, you're alright. The car can be fixed. :thumbs:

Yeah, don't do any lying about anything with police or insurance.
 
Hope you are feeling ok this morning, but still recommend doctors for check up
 
Crikey that is a mess..:eek: Opened it up like a bean can..:(

How is the neck this morning, More to the point has the family from hell been back in touch..:thumbsdown:
 
Jolly good sideways swipe that.
I suspect it's not just the panels.

1.
The subframe "looks" unbent, but the the 2" wide gap from rear to front wheel suggests that either the sub frame is bent down or the body is pushed up.

2.
The damage cannot have stopped at the front wheel arch the front wheel, steering, driveshaft and therefore engine mounts will have taken a pretty good wallop too.

I can see why your neck hurts.
 
Paul, Sorry to hear about your accident. Hope your aches and pains go away soon. Get it checked out, and then any compo claims look better.

If there is anything I can do to help you let me know.

Didn't you have a EOS 1D II in your car at the time with a range of L glass lenses? must of fallen out in the accident. Listen to the insurance company cry when you tell them the cost of that.
 
Feeling ok this morning, thanks for asking. I've spoken to the insurance company and told them to put on record that her mother asked me to lie about who was driving. At least that way it's on the file. Gonna try to get to docs this afternoon or in the morning to get my neck checked. Just waiting for everyone to phone me back now - hire car company, loss assessor etc etc
 
Grendel said:
Just waiting for everyone to phone me back now - hire car company, loss assessor etc etc
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Nightmare situation mate.:(

Glad you sprung those lying gits to the insurance.;)
 
Grendel said:
Get this! I've just had the young lady's mother on the phone asking if I'd mind pretending to the insurance that it was her driving and not her daughter :annoyed: The cheek of it! She's already told her insurance that it was her driving :cuckoo: Surely she's just shot herself in the foot big time :shrug:
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Don't have anything to do with this at all!!!

There's a false declaration to her insurance company, and if you go along with it you could well get roped in.

When people want to b****r about like this there are all sorts of possible reasons - she may already be loaded with points and mom wants to take 'em instead, but it could also well be no ins, no test cert, prov licence holder not accompanied, and if that's the case she and mom stand to get done for conspiracy to pervert the course of justice, triable at Crown Court only with a very real chance of going down the steps for a while.

Keep a straight bat with this, I'm not keen on the sound of it at all.;)
 
Good to hear your feeling well.

Gonna take more than a bit of T-cut to fix that mess, cant imagine what state the Micra's must be in.

Agree about telling the insurance about the fraudulent claim aswell, your right to play it by the book - you've done nothing wrong so you should be fine.

:thumbs:
 
I'd love to see the Micra. And her insurance premium for next year. :lol:
 
CT said:
Don't have anything to do with this at all!!!

There's a false declaration to her insurance company, and if you go along with it you could well get roped in.

When people want to b****r about like this there are all sorts of possible reasons - she may already be loaded with points and mom wants to take 'em instead, but it could also well be no ins, no test cert, prov licence holder not accompanied, and if that's the case she and mom stand to get done for conspiracy to pervert the course of justice, triable at Crown Court only with a very real chance of going down the steps for a while.

Keep a straight bat with this, I'm not keen on the sound of it at all.;)
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CT, did you use to be a policeman?
 
I'm not sure - once in another incarnation I think. I keep getting these occasional flashbacks. ;)
 
GfK said:
I'd love to see the Micra. And her insurance premium for next year. :lol:
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It was a serious mess! Can't be anything other than a right off. The nearside headlight ended up where her wing mirror used to be!
 
CT said:
Don't have anything to do with this at all!!!

There's a false declaration to her insurance company, and if you go along with it you could well get roped in.

When people want to b****r about like this there are all sorts of possible reasons - she may already be loaded with points and mom wants to take 'em instead, but it could also well be no ins, no test cert, prov licence holder not accompanied, and if that's the case she and mom stand to get done for conspiracy to pervert the course of justice, triable at Crown Court only with a very real chance of going down the steps for a while.

Keep a straight bat with this, I'm not keen on the sound of it at all.;)
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Sorry to hear about the accident and subsequent issues. I can only re-iterate what CT has said and have nothing to do with the shenanigans.

First off, I would write everything down in as much detail as possible using dates and times etc.

Secondly, report it to the police immediately and if at all possible within 24 hours of the accident. There are two reasons for this, as you have been injured it is classed as a Personal Injury (PI) accident and as such must be reported as laid down in the Road Traffic Act. Also, by reporting it fully (including the above details and photographs) it shows that you are squeaky clean and have nothing to hide, unlike the other party. If they are interviewed by the police they may well confess to everything which will aid your claim, particularly if they are prosecuted.

Good luck with it and get down that police station straight away with all your docs.
 
Grendel said:
It was a serious mess! Can't be anything other than a right off. The nearside headlight ended up where her wing mirror used to be!
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I thought it [yours] was mostly superficial damage at first but after a closer look I can see that the bottom of both doors has been pushed inwards which MIGHT mean chassis damage. That being the case its going to be extremely expensive to repair (if its even possible).

Best case scenario it wants new panels all down the nearside, which for an M3 is gonna be well into four figures I would think.

You had anybody look over it yet?

[edit] Is that slash across the door caused by her mirror?!
 
Hacker said:
Sorry to hear about the accident and subsequent issues. I can only re-iterate what CT has said and have nothing to do with the shenanigans.

First off, I would write everything down in as much detail as possible using dates and times etc.

Secondly, report it to the police immediately and if at all possible within 24 hours of the accident. There are two reasons for this, as you have been injured it is classed as a Personal Injury (PI) accident and as such must be reported as laid down in the Road Traffic Act. Also, by reporting it fully (including the above details and photographs) it shows that you are squeaky clean and have nothing to hide, unlike the other party. If they are interviewed by the police they may well confess to everything which will aid your claim, particularly if they are prosecuted.

Good luck with it and get down that police station straight away with all your docs.
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Actually Colin provided that you exchange insurance details in the case of an injury accident, there's no obligation to report the RTA. ( In the case of damage only you have to swap names and addresses and reg'd numbers.)

That apart, I'd report this to the police. It should be done as soon as practicable and in any case within 24 hours. It has to be to an officer personally - you can't do it over the phone so it's a bit of a PITA.

Just looking at the damage to the M3 there's no doubt whatsoever that the other driver is to blame. I know Grendel's main concern is getting his damage fixed, but there's enough alarm bells ringing here to make me think report it regardless of what you've agreed with this woman, who could be crapping herself hoping the police don't get involved. ;)

Don't be surprised if the cops don't want to deal with it as you've swapped the necessary details, but make sure you tell them about the approach made to you which should give them enough reason to pursue it.

Good luck. :)
 
GfK said:
You had anybody look over it yet?

[edit] Is that slash across the door caused by her mirror?!
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Still waiting for the loss assessor to phone, the insurance co say he'll be in touch by end of tomorrow :shrug: Doesn't look like it's gonna be cheap though does it?

No idea what opened up that gash in the door :thinking: Looks like it's been opened with a tin opener!

Latest update - the Legal Cover people can't sort me out a "similar" hire car straight away because the accident happened on a mini roundabout so it's not a straight forward claim :shrug:. Apparently she could claim that I was on the wrong side of the roundabout! They need a statement of liability from her insurers first which they can't give until they get her completed claim form back. In the mean time my insurance company get sort me out a hire car for 48hrs and guess what they want to give me ......A NISSAN MICRA. I don't know whether to :lol: :lol: or :'( :'(
 
Thanks for your good advice Colin and Cedric :thumbs:
 
I still can't believe how bad it looks, it really does look worse in the daylight :(
I'm glad your ok though.
 
Can I suggest next time you take photo's of your car you wash it first!
 
Just caught up on this saga Paul - hope it all resolves itself and there are no ill effects!

Btw before I bought my Passat a couple of months ago I was driving.....

.....

.....

..... a Nissan Micra!!!:embarrassed:
 
First, thank heavens you're OK. Touch wood I've never been in an accident.

I don't envy you your fight with the insurance company, they're happy enough to take your cash but notoriously slow to settle a claim. Can be like :bang: .

Look after yourself,

Dai
 
Dark Star said:
Btw before I bought my Passat a couple of months ago I was driving.....


..... a Nissan Micra!!!:embarrassed:
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Joe T said:
Enjoy the Micra dude! :p

Dont go hitting any M3s!
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Glad you guys can keep me smiling :D :thumbs:
You wouldn't believe the hassle I'm having today trying to deal with all this. I must have made / received 15 phone calls by now! I wouldn't mind so much if it was my fault :shrug:
 
Hey Grendel, I've only just caught up on this thread.........

Hope you are ok now and the neck improved. I can only re-iterate what everyone else has said:
1. Get a medical opinion in case of issues down the line
2. Report accident to the police
3. Stick to the truth. Do you have any witnesses?

I agree the girls insurance business sounds dodgy, so good luck with it all.
Take care of yourself :)
 
Paul, so glad to hear youre ok, though I can imagine youre pretty p*ssed about everything right now.
If the roundabout means the accident isnt straightforward, you need to be sure to write everything down, as already suggested, while its clear in your mind.
Are you sure there were no witnesses?
My bro got knocked from his motorbike & catapulted into abrick wall... courtesy of a drunk driver.
Youd have the driver being drunk would make it open & shut case ... not so, he insisted my bro was speeding.
My bro thought he had no witnesses but several months later it came to his ears that an elderlyhousebound guy had seen everything, he willingly gave a witness statement & the case skipped along after that.

Hopefully, the dodgey sounding stuff with the girl is just her mom wanting to take her points for her, Ive heard of several teenagers/parents that have done this, tut!

Good luck.
 
Sorry to hear about this and not wishing to add any gloom on an already gloomy situation but...

Last April my wife was driving home southbound on the M5 about 10 at night. She was in the middle lane when the Argos lorry in the slow lane decided to pull across into her lane forcing my wife into the outside lane where she ended up stopped against the barrier. The lorry didn't stop, of course.

Fortunately it was only a couple of hundred yards from the slip road to the services and she managed to get the car into the car park.

Cutting a long story short. Car was written off, my wife was off work for 2 months, Argos gave us the runaround - denied it was their lorry, then said it was but it wasn't damaged and the driver knew nothing and then denying it again. It was only last month that they finally admitted liability and this was after receiving a summons. Argos then said the loss and PI were dealt with by two different departments. The loss (excess, loss of use, etc.) was paid out almost straight away and we received an offer of £300 for PI - half of what they paid just for loss of use. Complete joke and it looks like we're off to court now.

Anyway rant over, my advice is keep on top of things with the insurance company, if they're anything like ours were they need chasing up all the time or you'll be waiting weeks at a time for a piece of paper to be moved from one desk to another.
 
jeeeez thats a mess!

could have been worse, you could have got a new corsa as a runabout
 
Gloria and pxl8, so sorry to hear about those two awful situations. Makes my incident seem quite insignificant really. Mine's just damage to a car. Thank you both for the words of advice and experience of similar situations. I do fear that, despite this seeming like a clear "no fault" case it's going to drag on and on.
 
matty said:
jeeeez thats a mess!

could have been worse, you could have got a new corsa as a runabout
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Got a Yaris in the end :eek:
 
wah....I can't believe her Mum did that...I guess you are following the advice of getting yourself checked out? What a load of hassle....poor you
:annoyed:
 
Joe T said:
Thats on top of:

new PDC for the rear
respray bumper
new trim round bumper
new indicator unit (to be bodged in or else have to replace main headlamp unit too)
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Good grief Joe - I didn't know BMWs had any of those things fitted :shrug:

Sorry to hear of all these nasty goings-on..... get that neck checked!
 
Tough one. Hope your neck turns out to be OK. There must have been something ridiculously sharp on that micra to tear through the metal on your door like that! :eek:

Fingers crossed it all gets sorted.
 
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