Thank you for that Jay, unfortunately I do not have the expertise or possibly budget of Jim, my comment would be if you feel this strongly, you don't have to contribute.
For me though as Jay said these forums are invaluable in our learning experience. My thought was simple, my main photography is landscape, portrait where I can use speedlights (I am looking to expand into strobes). My lowlight stuff is mainly landscape on a tripod and with IS I could handhold at lower speeds, my 60D is also acceptable to my eye at ISO 800. For the rare occasion I would be in a church at a wedding, I would consider hiring a F2.8, also as a guest I may stick out a little with a 70-200 F2.8. I wouldn't want to upset the pro. With regards to wildlife and studio, isn't it better to shoot at around F8/11, so as to have slightly larger DOF. Even my current sigma 70-300 gives a nice Bokeh at 200mm. The lenses I am considering are the 70-200 f4L IS and the 24-105 F4 L IS. Both these would come to about the same as a 70-200 F2.8 L IS USM ii. I would buy 2 nd hand, so if I decide to upgrade later, I shouldn't lose much money.