Wordpress is an excellent tool that can be used either to develop a site on a .com domain name or you can include a blog through a wordpress.com account. There are lots of themes to choose from and some great portfolio ones out there for photographers. I use it for developing a whole host of...
I think photoshop does this by default. There is however a way to export a back-up of your settings and make presets but unfortunately I can no longer remember how to do it. If you google it though I seem to remember it was fairly simple
I am much the same, I have back-ups away from my house of the most important stuff (work and a few special memories) and most other things I wouldn't worry too much about. But then again I am still young enough to go out and take more and still inexperienced enough that a lot of what I do in the...
I can't for the London area but due to the nature of the web your designer can be anywhere. I know of one company local to me up in the North West who do some good stuff and are worth checking out
http://www.dynanti.co.uk/
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