Somebody cloned and my card and got hold of the pin

Matt Sayle

Matt Sayle

2017MSA Young Photographer of the Year(Motorsport)
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Matt Sayle
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Some little ******* has managed to get my pin and a clone of my card. Dont ask me how as I havnt got a clue. However, bank been notifeid, account frozen etc.

The police woundme up though. Just gave me a sodding refrence number. Why they cant go to my Local tesco and ask to view the CCTV (I know the exact time it was taken out due to the bank). The little scrotum could do it again, again and again.

So, yeah, I am very annoyed and have no money :'( Thankfully they only got between £30-£60!

:bat::bat::bang::bang::bat::bat:
 
That's crap, Matt :( The Police won't do anything unless you can find the guy who did it and get him to hand himself in, with a written confession already prepared.
 
Matt Sayle said:
Some little ******* has managed to get my pin and a clone of my card. Dont ask me how as I havnt got a clue. However, bank been notifeid, account frozen etc.

The police woundme up though. Just gave me a sodding refrence number. Why they cant go to my Local tesco and ask to view the CCTV (I know the exact time it was taken out due to the bank). The little scrotum could do it again, again and again.

So, yeah, I am very annoyed and have no money :'( Thankfully they only got between £30-£60!

:bat::bat::bang::bang::bat::bat:
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That sucks, I feel for you. thank god they only got a small amount of money ( although any amount is to much)
 
There's only really two ways of having your pin compromised. Through a skimmer in which case the fraudulent usage would be hundreds if not thousands of miles away from home. Or someone has been careless with their pin :shrug:
 
Look out at cash machines. Scum fit a card reader and a tiny camera the size of a button above the keypad.
I always shield the keypad with my wallet when I enter the PIN.
 
Matt Sayle said:
Some little ******* has managed to get my pin and a clone of my card. Dont ask me how as I havnt got a clue. However, bank been notifeid, account frozen etc.

The police woundme up though. Just gave me a sodding refrence number. Why they cant go to my Local tesco and ask to view the CCTV (I know the exact time it was taken out due to the bank). The little scrotum could do it again, again and again.

So, yeah, I am very annoyed and have no money :'( Thankfully they only got between £30-£60!

:bat::bat::bang::bang::bat::bat:
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I feel your pain mate.
Someone gained access to my misses paypal account and tried to make two payments to some fake ebay for apparent sellers fee's. The best thing is, this was about 2 months ago and we have been banned for 12 months :lol: It was one of those dodgy fake ebays.
Anyway, it was for a little more then your £30-60, this was for just over £800. She was lucky she saw the pending DDs in her bank account and managed to cancel them before they went through.
Called the paypal customer services, sadly, the people in INDIA were no help at all and just kept saying that it was a payment for seller fees to Ebay.....even though it was obviously a fake ebay site! :lol:
 
arclight said:
Look out at cash machines. Scum fit a card reader and a tiny camera the size of a button above the keypad.
I always shield the keypad with my wallet when I enter the PIN.
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I do the same too, entering my pin by feel of numbers (5 always has the raised bit) and working out from there to whichever number is required.

it may take me a little longer to enter it but at least I'm safe in the knowledge that I've done all i can.

i cringe when i go to tesco or such like and you see people entering pin numbers uncovered at arms length for the whole world to see.
 
Sorry to hear that Matt , the police are bloody useless .All they ever do is sit on their backsides and give you ref no nowadays.
Hope they catch the little s...... bag
 
Thats a real bummer Matt, though you should get your money back ASAP. You cant trust any electronic transaction these days. You dont use you r cards in petrol stations do you? Thats the most likely place to get cards cloned, and they install a little CCTV camera in the roof above the pin pad - hense getting your pin too.

In fairness to the police though, in most cases (though not all) its not actually their responsibility to investigate individual customer card fraud anymore- its down to the banks. As odd as it sounds you are not the 'victim' in this crime (even though they have taken money from your account), the bank is the actual victim in law as it is the bank that has been de-frauded. The bank have to give you the money back if its a genuine fraud so it then makes them out of pocket which is why you need a crime number from the police who will probably then take a statement and keep it on record. The bank then investigates the crime itself, as they are the experts in their own banking systems and can trace things so much faster than the police (who would only have to ask the bank to do it anyway). Its only if the banks trace any offenders they then ask the police to act and detain them.

There is SO much of this going on at the moment, the banks need to get a grip and make a decent, secure banking system.
 
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I used to wonder why my local 24 hour Tesco was full of young Asians (this isn't meant as a racist comment btw, just an observation) after midnight,all buying stuff through the unmanned tills, until I (and Tesco, as it transpired) discovered that you didn't need to enter a pin number to use a credit card with the machines then fitted, all you did was swipe the card and payment was accepted.

Strangely, you don't see so many of these groups there since Tesco replaced those tills....
 
AndrewA123 said:
I do the same too, entering my pin by feel of numbers (5 always has the raised bit) and working out from there to whichever number is required.

it may take me a little longer to enter it but at least I'm safe in the knowledge that I've done all i can.

i cringe when i go to tesco or such like and you see people entering pin numbers uncovered at arms length for the whole world to see.
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When I go through a supermarket checkout I keep the trolley behind me and unload it in the aisle so the following customer cannot get near enough to see me enter my PIN.
 
arclight said:
Look out at cash machines. Scum fit a card reader and a tiny camera the size of a button above the keypad.
I always shield the keypad with my wallet when I enter the PIN.
Click to expand...

I also do this in supermarkets. The checkout peeps always wonder when I look up to the ceiling above the check-out to suss the camera - why should I trust the folks watching the security cameras..
 
The day the pin system came in I was in a queue in asda, a lady in her 60s handed her card to the assistant who said you have to put it in the machine now, she put it in then the assistant said you need to put the pin in,

Oh yes I've got that here, she then produces a large envelope with it written in black felt tip, waves it about so we can all see it, then speaks the numbers as she types them in.

I stood there thinking, that's really improved security then:bonk:
 
Sorry to hear this Matt, at least it was only a small amount and you sussed it before they started getting greedy.
I always sheild the keypads with my wallet. Luckily my PIN has closely grouped numbers so I can hit them whilst not having to look.
I was standing behind an elderly couple a few months back at a Halifax cashpoint. The gentleman had obviously seen the sign about shielding the keypad with your other hand and proceeded to do so except he was practically holding his sheilding hand above his head. Must have been worried about spy satelites. :lol:
 
The pin system was designed to pass the cost of fraud back to the consumer. If someone has your pin your not careful enough etc. etc. so it is your fault not the banks. Backfiring now though with the technology.

If it was a low amount on the card they were probably just testing it, and will then go back and try and nail a larger amount - or they were getting cashback!

My biggest security risk is my six year old, who can stand underneath the supermarket numberpad, and see the numbers as i put them in, even though I sheild it with my hand. She then shouts "is your number 5698 daddy?" in a loud voice. and it was cheeky little madam..... won't be long before my card goes walkabout and I won't be able to do anything about it......

Also though, how many on here use their partners/spouses cards for convienience?
 
I was shocked to hear it was Tesco.......I was expecting to read that the store had been Halfords and the culprit had decorated your car with the proceeds of the crime.






;)
 
lawrie29 said:
Also though, how many on here use their partners/spouses cards for convienience?
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No, we have seperate bank accounts, if she wants to spend my money she has to ask.:lol:

Years ago when I was an apprentice I used to borrow my mates tool checks to get tools out of the stores at work. His tool check number was the same as my the PIN number I had then just the digits in a different order. One day at the cashpoint I nearly lost my card as the 1st two times I tapped in his tool check number. It was just as I was about to have my third and last attempt, I realised what I was doing wrong.:lol:
 
I had £400 hoiked last year, £200 at 11:59pm and £200 at 12:01am from hole-in-the-walls 40 miles apart......bastids.
The bank paid out, and 2 months later the rozzers busted the ring, they found photos on their pc of a 5 year old sitting on a bed buried to the eyes in £20 notes....:shake:
They got 4 years and a free bus pass to Warsaw when they get out, what goes around comes around.
 
It's unlikely the card was skimmed in a tesco atm, more likely by a shop assistant somewhere else weeks ago. Think back over the last few times you used it for something a little out of the ordinary, did you hand the card over to someone who had trouble getting it to work and wiped it? for example.
 
Flash In The Pan said:
That's crap, Matt :( The Police won't do anything unless you can find the guy who did it and get him to hand himself in, with a written confession already prepared.
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youd probably get done for harassing the person instead though, and they would prob get compensation for it as well!!!
 
I never quite understood how being able to type in 4 numbers was more secure than a hand written signature.






I wasn't just for the benefit of banks, was it............
 
can sympathise with you, i only ever use my tesco credit card for online purchases, and only ever used it at warehouse express, games, shopto and amazon.co.uk , last friday got a call from tesco asking me to confirm 3 transactions done within an hour of each other, totalling £1500 :( would seem one of these places has had a security issue and my details got out, in fairness tesco have acted quickly and stopped my card and already refunded my account so hats off to them.

hope you get this sorted
jason
 
mrgubby said:
I never quite understood how being able to type in 4 numbers was more secure than a hand written signature.
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was frightening too see how often id sign things and the cashier never looked at my signature......

im a manager of supermarket and have to say since pin was introduced cc fraud in our store has dropped very significantly so pin does work,

regards
jason
 
lawrie29 said:
Also though, how many on here use their partners/spouses cards for convienience?
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as manager of a supermarket, this happens very very often, when we notice it we point out there not allowed to do this and wont accept it, the customer then gets rude and abusive as they beleive chip and pin was designed so they can use there partners cards etc :bang:
 
fragdude said:
was frightening too see how often id sign things and the cashier never looked at my signature......

im a manager of supermarket and have to say since pin was introduced cc fraud in our store has dropped very significantly so pin does work,

regards
jason
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I believe fraud has dropped everywhere that has C & P and that there has been an exponential increase in those countries that do not have C & P.
 
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