Is there a Policeman in the house?

u8myufo

u8myufo

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Rich
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Nothing untowards, just needed something clarifying if possible.
 
No but there are 647 users online that know they have the correct answer to your question :lol:
 
I guess the question must be "do you feel guilty when you get your wage slip" :shrug:
 
u8myufo said:
Nothing untowards, just needed something clarifying if possible.
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Yes, they will still find it where you've hidden it but you do get to keep the marigolds. :D
 
Oh dear, now the trouble starts ... :lol:
 
admirable said:
No but there are 647 users online that know they have the correct answer to your question :lol:
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Or if your name was :naughty: there would be 646 who did not have the correct answer :D
 
Neil B said:
I guess the question must be "do you feel guilty when you get your wage slip" :shrug:
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You are having a Bubble Bath Neil. Like i said to the boss, pay me a days wage and I will do a days work for you :lol:
 
Bernie174 said:
Now the comics have finished, try the question.....
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:lol: You got to give the Clowns a chance Bernie :rules: Ok I had an RTA on Wednesday, now according to the officer that took my statement I have to produce the original insurance certificate within 7 days. I emailed the boss, and I have been told they do not have a hard copy only as all their certificates and other documents are in digital form. My question is, if I print out the pdf will it be accepted?
 
If that is how the certificate is transmitted to your boss, why wouldn't it?
 
Yes, if that's how the insurance company transmit thier certificates, it's acceptable.
 
The offence is failing to produce the Insurance certificate at the time you were required to do so by a Police Officer.
However there's a defence in law, if you produce the Certificate within 7 days.
Nowadays the Insurance Company update a database which is linked to the DVLA and therefore to the PNC. BUT it's not always accurate in the case of fleet vehicles, ie the policy says any vehicle owned by "Smiffs Pin Bending Inc PLC Co".
Hence why you've been asked too produce it.
The requirement is to produce the original certificate, so this is where it all gets a bit awkward I suppose. Is the PDF an original copy? Yes, I'd say so, so take that along.
HOWEVER, it may be that it's not seen that way when you arrive at your local nick. In which case don't panic, the Insurance Company can be contacted and cover verified. I'd take the V5 with you when you go as well, as it covers having to show that the vehicle is owned by your company.
In the worst possible case, you get reported for No Insurance, (this is unlikely) contact the Insurance company direct and ask them for an original. I'd guess its the same now as when I was in, if you produced the certificate any time before the date of hearing it was all dropped.
So in theory the PDF should do the trick, and the last 2 parts of my answer are "just in case" points.
 
Bernie174 said:
The offence is failing to produce the Insurance certificate at the time you were required to do so by a Police Officer.
However there's a defence in law, if you produce the Certificate within 7 days.
Nowadays the Insurance Company update a database which is linked to the DVLA and therefore to the PNC. BUT it's not always accurate in the case of fleet vehicles, ie the policy says any vehicle owned by "Smiffs Pin Bending Inc PLC Co".
Hence why you've been asked too produce it.
The requirement is to produce the original certificate, so this is where it all gets a bit awkward I suppose. Is the PDF an original copy? Yes, I'd say so, so take that along.
HOWEVER, it may be that it's not seen that way when you arrive at your local nick. In which case don't panic, the Insurance Company can be contacted and cover verified. I'd take the V5 with you when you go as well, as it covers having to show that the vehicle is owned by your company.
In the worst possible case, you get reported for No Insurance, (this is unlikely) contact the Insurance company direct and ask them for an original. I'd guess its the same now as when I was in, if you produced the certificate any time before the date of hearing it was all dropped.
So in theory the PDF should do the trick, and the last 2 parts of my answer are "just in case" points.
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Cheers Bernie, just needed to know if there was anything I needed to chase up on with the firm whilst I still had time to do it :thumbs:
 
This happened to me a while back - our insurance is held centrally and copies are downloaded from the intranet as a pdf

once printed they are industinguishable from an original certificate ( I'd bet that actual insurance certs are generate in pdf format then printed at the insurance office anyway)
 
big soft moose said:
This happened to me a while back - our insurance is held centrally and copies are downloaded from the intranet as a pdf

once printed they are industinguishable from an original certificate ( I'd bet that actual insurance certs are generate in pdf format then printed at the insurance office anyway)
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Well that is what I was thinking Pete, I will get it printed take it in and act dumb ( insert quote of your choice :D ). If they say anything I can just tell them what the score was.
 
I am quite sure my early certificates were made up on some sort of printed then handwritten form, to fill in the blanks, in a duplicate/triplicate book. This is where the 'original' certificate rule is probably from.

Another rule that needs updating I suspect.
 
Print it off, fold it in half, put it in an envelope.

If this gives the appearance of being posted then it's just co-incidental ;)

(waiting for the knock knock on the door from the Nick Nick) :D
 
In this context, "original" means not a photocopy or other 2nd-generatiion method of creating it, which means that if you take in a photocopy, or something that has been forged in PS, they'll start getting excited.

I would be amazed if a police officer started arguing the toss about whether the most common form of supplying them met their requirements, the vast majority of police officers are sensible and reasonable - and anyway, the person on the desk is highly unlikely to even be a police officer, and will just tick the box.
 
Tom

That was more cover notes, as I recall, my certificates have always been typed or printed. What made those different from a PDF was a real signature on them.
Now, certainly in the case my Insurance Company, the documents is a printed form. This is the easiest thing in the world to forge as Garry says. And yes, it's why we used to insist on the original document.
Also, in the past it wasn't as straight forward to check the Document was genuine with the Insurance Company. Computers have made that much easier, and so agreed the 'original' isn't quite as necessary now. Law needs to catch up? Yes, but it's probably not even been thought about.
 
Bernie174 said:
Tom

That was more cover notes, as I recall, my certificates have always been typed or printed. What made those different from a PDF was a real signature on them.
Now, certainly in the case my Insurance Company, the documents is a printed form. This is the easiest thing in the world to forge as Garry says. And yes, it's why we used to insist on the original document.
Also, in the past it wasn't as straight forward to check the Document was genuine with the Insurance Company. Computers have made that much easier, and so agreed the 'original' isn't quite as necessary now. Law needs to catch up? Yes, but it's probably not even been thought about.
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Had some fun with cover notes in the past - jeeesh!
 
As a company car driver my insurance certificates are always sent electronically.

I've been asked to produce twice in he last 5 years and always taken a printed copy. I've never been challenged so would do the same and tell them that it was supplied by your head office that way.
 
If I were a copper, you'd not be free to roam the streets Dick, let alone drive on em:shake:
 
I think you will find that most Police Station Enquiry clerks are used to modern forms of producing insurance certificates, as, often these days motorists are sent them electronically and can print them themselves. If they suspect it's not genuine they will make a quick call either to the insurance company or something called the MIB (Motor Insurers Bureau not Men in Black) who will confirm or deny validity. There should be now't to worry about;
said as one who asks for such certificates to be produced and even had a PDF produced to me on a mobile phone at the roadside. :police:
 
Yes, but is the MIB part of the solution or part of the problem?

I was stopped a couple of months ago, towing a large trailer carrying my youngest's landie that he had bought earlier that day. They wanted to check that I had a trailer licence, fair enough. Whilst they were about it that checked that the Landie was taxed and insured even though it didn't need to be, and to my surprise it showed as insured, even though the insurance had only been taken out about 3 hours previously.

But a friend was stopped because the ANPR showed no insurance. He didn't have the insurance certificate with him and the check that they then made with the MIB showed no insurance. They preferred the denial of the MOB to the my friend's assertion that he was insured, they seized his car, leaving him to walk home and then go to the pound with his insurance certificate, collect his car and pay a ridiculous fee, which he is still trying to recover from the police. Apparently it's all his fault for not carrying a certificate that he isn't required to carry...

Obviously these systems are an enormous help to the police, but they can be at fault, and common sense is needed.
 
Well I printed off the PDF and produced it an hour ago. I dont expect to be told I am using the wrong printer profile though :lol: All sorted and thanks for all the helpful advise :thumbs:
 
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