insurance for non uk citizen?

[hellbike]

Does anybody know how insurance companies define "uk resident" (because this is requirement for getting insured)?

I've been living in uk for about 4 months, i have nin and i'm working in UK - will i get camera insurance?

 

[casts_by_fly]

is the UK your primary residence? Do you live here most of the year? Do you pay UK taxes? Those are 3 questions that will give you a pretty good idea if you're a resident. I'm a US citizen residing in the UK and have gone through this for tax purposes.

thanks,
rick

 

[dejongj]

I'm a non citizen but do reside in the UK. I pay may taxes here, that is the easiest test.

 

[Craikeybaby]

My advice would be to phone the insurance companies. To me, if this is where you live/work/pay taxes it will be fine. What do you do for car/house/travel insurance?

 

[Alastair]

Having a UK address (owned/rented in your own name - even if you're a sub-tenant, as long as you have a rental agreement/contract), being on the electoral roll and paying council tax should qualify you. A few utility bills in your own name (electricity, landline, water, etc) always helps establish residence.. and give you a footprint on the sources the insurance company will check.

 

[MartynK]

You will have to determine what they mean by 'UK resident', as you have discovered. The easiest, and most certain, way to do this is to phone a few insurers or get a broker to find a solution for you. Get everything in writing, to avoid the risk of running into a snag if you have to claim.