I'm Buying a House!

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Chris Ratford
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Hi

I'm currently looking to buy a house in Uxbridge, outer London, and I'm finding it weird. I'm 20 and studying at uni. I am looking for a 3/4 bedroom house to live in and rent the other rooms out to earn some money. My dad is paying for the house :D. What I'm finding weird is that nobody really seams interrested in selling me anything. I've been round a few houses, and none of the estate agents have even tried to perswade me the house is good. They have all been very quiet, not said much and generally been very unenthusistic.

Has anybody else had this? I'm trying to work out if its because I'm quite young looking and they aren't taking me seriously. I thought they would be trying to sell me a shed as a palace.

Also does anybody have and tips for buying a first house? The best one so far is ok, but the non-cavity walls and old, non felted & non insulated roof put me off.

Cheers
Chris
 
I'm 2 hours from home, so he's only going to come and see a house If I find one that is a definate possibility.
 
To be honest, I've had similar reactions when I was looking to rent a flat late last year - unless I went with Mum or Dad, they didn't take me seriously at all - I'm 23! Good luck with buying the house though :D
 
Not being the right age to buy a house of my own or anything like that, but...

Maybe if you had a girlfriend you could bring her along to some viewings or a mate or two then maybe they would take you a little more seriously?

Just a suggestion, hated house hunting when I was about 8-9
 
4 bed house in uxbridge are about £300-£400k
banks dont want to lend anyone any money

so they probably think that 20 year old uni student wont be able to get that kind of mortgage. Unless they know your dad is buying it.

Jeez i wish my dad was buying me a house! I've been priced out of the market for years now and I'm 36 and have been paying off other peoples mortgages for the past 16 years. I'd like my own house one day but its getting a bit late. My wife's job is in London so cant afford anywhere in London, and cant afford to commute into London.
Ooops, looks like i've rant-a-jacked this thread :)
 
Basically they aren't interested because they think you won't get the mortgage, so just view you as a waste of time. Get your dad to come along, or get a certificate of approval from a mortgage provider and that will change their minds.

I'm 23 and have put an offer in for a house, now am getting everything sorted to exchange contracts next month. The agents wouldn't take me seriously until I proved to them I could get the finance in place. They are looking to sell, don't forget that, so as soon as they change their view of you to a potential sale they'll be all over you like white on rice.
 
Hi

I'm currently looking to buy a house in Uxbridge, outer London, and I'm finding it weird. I'm 20 and studying at uni. I am looking for a 3/4 bedroom house to live in and rent the other rooms out to earn some money. My dad is paying for the house :D. Cheers
Chris


What is your Dad - a banker?
 
He's an Accountant, so instead of being poor now, he gets to tell everybody they are poor now!
 
if you are looking at something without cavity walls and unfelted slate roof the chances are that the nails holding the slates on are near the end of their useful life. It is called nail sickness and you can see if there has been trouble by looking up at the roof for tell tale signs of strips of lead hooked round a number of slates to hold them up.

If a slate does slip any subsequent leak will come through your ceiling as the lack of felt means the water comes straight through.

It isn't the end of the world, but you are right to take it into account.
I bought my first house 30 years ago and that was unfelted with slate roof. A number of slates had slipped but been retained with lead. 30 years later the roof still hasn't been reslated so it isn't a reason not to buy a place.

If it is a solid brick wall check closely for damp too, you get more condensation, more chance of water getting through from outside if, say, there is a downpipe or gutter problem, and also a chance there isn't a damp proof course.

Presumably you will have a full survey done though if you decide to buy an older property, particularly if you don't have the experience.

It must be a good time to buy a bargain, so get those agents persuaded you mean business and get looking.
 
Maybe they feel your just casing the joint! :naughty:

My dads never bought me anything bigger than a push bike!! :shrug:

Oh, why should it be a problem, if you see a house you like then thats it.. why do they have to get excited about it? they''ll be happy when the cheque hits the fool!! :thumbs:
 
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