Car insurance- roof box

Brentor

Brentor

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Steve
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I occasionally use a roof box when taking a cottage holiday. My son in law mentioned yesterday that this could be considered a modification by some insurance that could lead to problems if not declared. This never occurred to be so I checked with my insurers today and was told that it did not need to be declared or mentioned on the policy. The policy makes no mentions of roof boxes but has a definition of modifications. From a Google search it seems that some other insurers are not so forgiving.

Something to be aware of.
 
Brentor said:
I occasionally use a roof box when taking a cottage holiday. My son in law mentioned yesterday that this could be considered a modification by some insurance that could lead to problems if not declared. This never occurred to be so I checked with my insurers today and was told that it did not need to be declared or mentioned on the policy. The policy makes no mentions of roof boxes but has a definition of modifications. From a Google search it seems that some other insurers are not so forgiving.

Something to be aware of.
Click to expand...
It’s not some insurance companies it’s all.

I had to declare 27 modifications on my car one of them was a sticker.
 
LV= have confirmed that a roof box is an accessory not a modification and does not have to be declared
 
I had never thought of that either. Crickey... quickly checked with the AA Insurance, who I'm moving too in a week or so as the current provider has ramped their premium up for no good reason and fortunately all looks good:

1760609647684.png
 
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