Thanks
@Harlequin565 and
@troutfisher I think I have the gist now.
You are correct in thinking I do not do a complete machine backup, I'm not planning to do anything like that, I'm quite happy with restoring applications from (well it's not disk anymore but you know what i mean) disk.
Data is protected - Copied to my NAS (raid1), which then automatically backs up to an external disk (which is rotated with 2 others on a monthly basis (one stored offsite (Covid-19 permitting))) and also all photos and sidecars are automatically backed up from the NAS to the cloud using amazon prime's free photo backup.
So in the event of a true disaster, I believe I have the data stored safely (even if it would take a little work and time to restore it all).
But from reading the post and the article, restore seems to be:
Reinstall LR
Re-install plugins / brushes etc.
Copy the .lrcat back
Copy the files back to exactly where they were before.
Start Lightroom (presumably you have to tell it to look at the restore catalogue?)
I found this bit very interesting:
Before doing any of this, *consider* selecting all your images in Lightroom (CTRL+A) and save the metadata (CTRL+S). This will save all your Develop edits and keywords back to the original jpeg file (or sidecar file to raw). This means that if you lose your catalogue, you'll still have all the develop edits and keywords available. You'll lose things like collections and colour codes, but star ratings, keywords and dev edits will remain which means much less of a hassle getting everything back to how it was.
Because I wouldn't be worried about losing the collections and colours (I don't use either), it's the edits, flags and keywords I'm most interested in.
So I did a little test and copied a few (raw + xmp & jpg) files to a new location and then imported them (I had to turn off the "don't import duplicates" bit) and the Edits and Keywords were copied across. Flags were not (I can live without that I guess).
So worst case scenario is that I will have the edits and keywords already backed up (restoring the cat does seem the best option though

)
Cheers